Can Direct Primary Care Save You Money?
Direct Primary Care (DPC) providers offer a cost-effective alternative to traditional healthcare models by having no additional out-of-pocket costs, reducing time away from work, reducing costs for labs and imaging, lowering pharmacy costs, reducing the need for specialist visits, and making it overall less-likely that you will need to spend your entire deductible.
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Direct Primary Care (DPC) providers can offer individuals and families a cost-effective alternative to traditional fee-for-service healthcare models. Here are several ways people can save money by using a DPC provider for their primary care services:
No additional out-of-pocket costs: Individuals can access their primary care physician without additional out-of-pocket costs for each visit, unlike traditional insurance-based models that charge you co-pays and then deductibles for each visit that isn't your yearly physical.
Reduced time away from work: The fear of paying co-pays and deductibles often keeps people away from the doctor unless they are really sick. Hidden costs then come in the form of missed time from work or away from loved ones due to longer recovery times. A DPC membership with us can also reduce time away from work by giving you access to your doctor for quick consultations anytime, anywhere, without leaving your job for an in-office visit.
Reduced costs for labs and imaging: The idea that having insurance protects you from extreme expenses for specific services is a fallacy. Lab and imaging tests billed through the traditional insurance route are often, if not always, highly inflated in price compared to the free market. An MRI charged at $2200 to your plan can easily be obtained for under $400 outside your plan. Our DPC practice has relationships with local labs and radiology centers for lower cash prices on lab and imaging tests.
Lower pharmacy costs: When dispensed in the office, several injectable medications are included in your membership at no additional charge. We also have a low-cost add-on pharmacy deal that can provide free access to over 300 commonly used generic medications. Finally, we have the time to guide you in using prescription discount programs to find less expensive alternatives.
Fewer specialist visits: Primary care physicians who are part of a large multispecialty group or a hospital group tend to be quick to send you off to a specialist, even if it is not needed because that group benefits from the primary care seeing more people per day than spending more time with you as well as the income generated from the extra visit to the specialist. As we grow our business, we anticipate using an online specialty consulting service at no additional charge to reduce your need to take time out to consult a specialist.
Less likely to spend your entire deductible: Patients may also save on insurance premiums by switching to a high-deductible bronze plan or a healthshare plan to cover hospital expenses. Don't fear the high-deductible plans. For all the reasons above, by using our service instead of going through insurance, you can keep your out-of-pocket costs low and predictable, avoid surprise billing, and actually receive health care for the money you spend.
